Chapter 7,
Since I done a real blog so to speak. I haven’t manage to type anything about thing been going on because 1 Emo 2 too emo.
What has happened? Well me and Kate got Chapter 7 done and cleared our debits… People think bankruptcy is VERY bad for your life.. Which I is my my view SO FREAKING wrong. Now why do you say that Pete? well unless your love debits with Credit cards and loans then ok maybe this is not a good Idea.
For me I think we should STAY way clear from them unless you buying a house or your getting a car and have no choice for a loan to work etc. Anything else well I say save up for what ever you need. I left the UK with Debits behind but with the UK laws and etc I would not be able to get rid of my debits and as I live in the US now. I was unable to pay my bill in UK. So I defaulted and fell off the radar. Now defaulting on your bill is VERY bad but I feel I had no choice to do so. Trust me I am not happy about that but again not much choice.
So I made sure I never get a card nor loan in the US but only for a Car loan only. It was working out well as Kate only had the junk to deal with and it was manageable but then when Chris was Born I want my mum over to the US and see my son. So I got a credit card and got her over which not cheap. I really didn’t like the Idea of it but if I could not save up so I made my mind up taking the risk of doing this.
Then things got harder and Taxes and bill and insurance etc all went up and Gas getting tight. So we ended up not feeding our self too well because we fighting to keep our head above water. I said to Kate fuck this we going to see a lawyer. Kate didn’t like the idea but she came around to doing it.
Now all we done was stopped paying all together on bills and saved up for the lawyer and got a loan from her parent to pay him soon as to get everything filed. Since then we waited for the lawyer to do his thing and we were able to feed our self well and relaxes a little.
When we had a summons and pasted it and all cleared we been better off. I mean I don’t really care about credit score that system is to make you a slave in my eyes. Get you in debit and work your arse off then enjoying life. Also We filed for our Taxes before the paper work was filed so there for we were able to keep the money and Used it on cars and paying her parents off. Also some cash to relaxes and out out for once. It was like a mini vacation but and put the rest in the bank for savings.
Now recently my job been cutting my hours very short to 22 to 30 hours and Now we feeling the pinch. With this I am thinking I am so pleased we done this because we would of gone under.
My Advise is this Need a founds for a bad day? SAVE UP! DO not use a credit card! it will get you in the shit period! No loans! do what you can. So next 7 years I would not be able to get another house or Car loan. Though we could get credit cards in 2 years but of course rates will be high.
So we will be fine and all I can see is if I get a better paying job with benefits then we be a lot better off.
——————
Horses?
Heather a CSM I work with been trying to help me get some rides here and there or even trail rides. Though with my crappy paying job it’s hard to do thing I want to do.
Avalon Meadows out of the picture for a while because it’s 40 miles there and back and just too much on gas. So I trying to find near by areas for now.
I am honestly thinking of becoming a Trail rider now and forget about been a hardcore rider. Unless I get the fuck out of Maine or even better yet leave the US and return to the UK.
Anyhow I tried to go on a trail last weekend and well I was let down by some girls and not bothered to show up so I left. I taken a couple of pics but still I was pissed I done 40miles for nothing.
—————–
Job’s
Well I am working at Wal-Mart as CSM. I like my CSM position and I find it challenging but the schedule that been coming out for the past 4 weeks been getting really annoying. Also with the short hours as well been hurting but one of the assistant manager recommended I got for department manager.
I thought about this and changed my career path. It offers better hours and from mostly 7-4 some weekends and maybe a evening shift. I do not get a increase in pay but I got 38 to 40 hours a week so in Wal-Mart eyes that’s full time and looks good on my CV.
Even though I have put my self down for this position I am looking for other jobs that will offer far better pay rate and benefits. Though in Maine that’s easy said and done.
Anyhow! that’s about it!
Peace
Anyhow First Vblog couldn’t think what to type out so I done a video instead.
Jessica Frech
I have been following her youtube video’s for some time now. I like her songs and her entertaining video’s. Though last night I was getting pretty drunk and then I seen this video. OMFG was I going crazy I played this video over 30 times to the point Kate was getting annoyed lmao.
It’s pretty much set me off to be a very buzzed and happy guy and drinking more and dancing alone like a crazy cave man lol. I been sending out some messages to some people for been great and awesome blogger to thanks for been a friend over the years.
Anyhow I have today off like everyone else. Though I am pretty much lucky I am not CSMing for black Friday as I just going to be a cashier !!! Though I be pleased to have xmas done and over with but the Job is sure is demanding. I kinda enjoying it but thing is I trying hard to play as well as I working a lot harder. I just wish I could afford the gas to go to the barn instead than a few drinks and dancing like a sad little man lol.
I kinda happy when I am CSM this time of the year though because I think it’s speeds up to try and remember what rules and laws I have to follow. Any time the year I think It be a slow learning curve. I seem to be in the management good books but then again I do 110% and try and go by the book much as I can.
Anyhow off to have a few more drinks
Did I say I falling in love with..
Google? I pretty much am because for the past few months I been using Google Chrome and I am loving the Browser. I really like some off the addon they have as well. I use to like Firefoxs but some reason I didn’t like the changes at one point so I went for something else.
What else I have been impressed with is the Services that Google provides like Gmail improvements and Google + and other controls that seem to be simple to use. I have stopped using all other emails now and only using Gmail as I think the Junk filter is awesome as well.
Blogs well I have 2 public and one private blogs sites. Blogger and wordpress.net is what I like the most. I do like Blogger a lot tho bout I need to get use to the interface and see what I can out of it really. easy to link my pictures to my blog with out question but Livejournal I no longer post pics with my windows live writer.
None Google topic
Work been getting heavy and well also been times it’s been light but I feel that I am banging out more hours and I am seen a better pay check because of it. Though I am starting to want to play a lot more than before as in I want to hang out and socialize with people. I mean I been hanging out with Kazia who now left Walmart for a better job/career and she a blast to chill out with.
I am hoping to have a few other from work to come and hang out at the moose as well. Yes I know I am CSM and I will not get close to people at work as it can set a bad environment so to speak.
Anyhow I pretty much keeping this short because I kinda drunk tonight..
Halloween
Here some cute pics of my son AGAIN He all dressed up as a Lion.
I dressed up in a kilt after my lunch. I didn’t know people were going to dress up at first but wish I taken my camera to work tho.
CSM work I like but now I feel I am having issues with people. Some cashier been use to not do this or that and now I can see some people giving me weird looks when I give them jobs to do. I think it’s time for me to take 2 steps back and look what’s going on as well. I mean I will not be as upfront and friendly as I was as a cashier. Some Cashier also rubbing me up the wrong way and dismissing me because I am new to the job…. Not even leaving me to find the information and making pretty look dumb in front of the customers.
Here the thing I starting to enforce.
- Redlining – No Customers then you stand in front of your register to pick up customer. Need to let people know your free to check them out.
- Reshops – I hated this as cashier but when you have a load of reshops you take them with you and get rid of them before your lunch, Break or leaving work.
- Stay at your post – When your in a middle of a transaction and you have a question you do not leave the register and find out the info. CSM will come and help if not they go someone above to ask not the cashier.
- Walmart shopping bags…. Someone trashing them or hiding them this getting annoying for people on nights doing chorse.
I have unfriended some people from work because well I taking a step back. I made friend with someone at work who she leaving after Friday anyway. I am ok with some people but I am stepping on people toes and they are trying to make me in what they want…. Which not going to happen period.
Other than that I feel like I have this large amount of pressure to perform and my lack of experience in this field is going to be a hard one for sure. Though all I can do is do my best to learn. I mean I come home and I think about work and what I could of done better at and trying to remember something new too. Management not been on my case yet come pared to other CSM but I am waiting. With xmas coming up this going to be even more challenging…..
Anyway Not a lot going on really.
So what’s happening?
Well I been kinda busy with work recently. Not sure why but we just been getting hammered for some reason but that’s ok I like busy days any way. Though been some sort of mild drama at work and I been working pretty hard now on damage control to cut them short and have them deal with complaints. Also the snarky comments and gossip looks like it has stopped about me been CSM now and people too complaining about another CSM.
I have already brought this to management that there are general complaints about the CSM in question but same time getting advise how to deal with the Cashiers to deal with this whole larger issue.
Now I have a real CSM schedule coming up 2moro and at the same time I am nervous and looking forward to it. I have been managed to learn a few thing on the customer service desk a bit more but still have a long way to go. So it looks like I have to learn as I go to. For the next two weeks I am working with other CSM. So I think I have time to learn and get questions in on different scenarios.
———-
Also back at home we have our Wood stove installed and been fired up. Man It has made a different in how much wood the stove uses. I mean compared to the old stove it uses 1/3 of the wood I think. So I am guessing I am saving $200 on wood this year a long. Also in the pic you can see their a Pipe going to it as well. Well the pipe use to go by to the dryer to the back. To me that was a silly place to put it behind a Wood stove. So Kate dad has made another vent else where so we can use this vent for the wood stove to suck in fresh air. 
I have to show Kate how I start the stove up but with this one it will take me about 25mins to leave it alone. Reason is even though I get the fire going I have to have the door cracked open a little so It will warm up the stove. Other wise it will not burn and just puts it out. Soon it warm and the wood alone is burning then I close the door for 5 mins then lower the vent setting to low.
Real Test is when Winter is at it’s worst and see how much heat I can get out of this but Long we close the dog door and making sure the garage is not freezing cold we should be fine.
——————————————-
Chris is doing great too. He is walking and is is sooo much aware what’s going on too. We are now teaching him NO! which means NO…. Funny part is he throws a fit So I hope we can put that to bed some point. Man I love that little guy so much…….
Youtube video here
